Turn Every Client Into $15–$40/Month In Recurring Profit
Pay $13 per client. Sell for $29.95+ using a SmartCredit®-powered product your clients already trust.
No setup fee. No long-term contract. Most approvals reviewed within 24 hours.
Most partners generate their first recurring revenue within days.
You pay $13/month per active client
Client gets SmartCredit® Build + rent reporting
Add unlimited AI disputes for +$2/month
You keep the difference every month
Why Your Clients Actually Pay For This
Real 3-bureau credit reports (Experian, Equifax, TransUnion)
SmartCredit® platform clients already recognize and trust
24 months of back rent added instantly
Ongoing rent reporting builds positive payment history
AI disputes fix errors faster with less effort
This isn’t “credit monitoring” — it’s a full credit improvement system your clients can understand and keep paying for.
This Is Recurring Revenue — Not A One-Time Commission
You already sign the clients. This lets you monetize them every month with a product they can actually use.
20 new clients/month × $16.95 margin × 10 months active
Every client you already signed is a missed monthly revenue opportunity.
That’s using a $29.95 retail price and $13 wholesale cost before optional upsells.
If you price higher, retain longer, or add AI disputes, your monthly recurring profit increases.
These examples use a $29.95/month retail price and $13/month wholesale partner cost, before optional dispute upsells.
This compounds as your active client base grows.
Simple Partner Economics
What You Pay
What Your Client Gets
Optional Upsell
What You Can Charge
At $29.95/month, your base gross margin is approximately $16.95/client before processing and before any additional upsells.
Why Credit Repair Firms Choose This
Turn one-time clients into recurring monthly revenue
Powered by SmartCredit® — a trusted consumer credit platform
Clients enroll through your branded link or subdomain
No extra fulfillment burden on your team
Optional AI disputes create an additional revenue layer
Rent reporting increases client value and retention
Monthly payouts are automatic through Stripe Connect
You already do the hard part — getting the client. This helps you monetize the relationship every month.
What Your Clients Receive
This is more than generic monitoring. It is a monthly-value product built to help clients stay engaged.
SmartCredit® Build
Rent Reporting
Credit Tools & Analysis
AI Disputes (Optional Upsell)
Built On Infrastructure Your Clients Can Trust
This offer is powered by SmartCredit® Build — a credit monitoring and reporting platform recognized across the credit industry. Instead of asking clients to trust an unknown tool, you can offer a real, recognized product with monthly value they can understand.
Your clients aren’t signing up for an unknown tool — they’re getting a SmartCredit®-powered system used by millions.
SmartCredit® branded product foundation
3-bureau monitoring and reporting value
A much easier sell than generic “credit help” add-ons
Brand references should be accurate and compliant, but the page should clearly communicate the SmartCredit-powered foundation of the offer.
How It Works
Apply & Get Approved
Submit your application. Most partner accounts are reviewed quickly to protect territory overlap and offer quality.
Launch Your Offer
We provide your branded link or subdomain so your clients can enroll directly into the offer.
Earn Monthly Recurring Revenue
Each active client generates monthly revenue while the product continues delivering value.
No setup fee. No long-term contract. Recurring payouts handled automatically.
Best For
Credit repair firms signing 10+ clients per month
Teams that want recurring revenue beyond dispute fees
Companies looking to increase client LTV
Firms that want a real product, not just a referral link
Credit professionals who want a SmartCredit-powered offer clients can trust
Frequently Asked Questions
What do I pay per client?
Partners pay $13/month per active client for the core SmartCredit® Build + rent reporting offer, plus standard processing costs.
What does the client receive?
Clients receive SmartCredit® Build, 24 months of back rent reporting, and ongoing monthly rent reporting. Partners can also add unlimited AI disputes for an additional $2/month cost.
Can I set my own retail price?
Yes. Many partners sell at $29.95/month or more and keep the monthly margin.
Do I have to fulfill the service myself?
No. The infrastructure is already in place. This is designed to help you monetize clients without adding major fulfillment burden.
Why is this easier to sell than generic monitoring?
Because the offer is built around a trusted SmartCredit-powered product and includes additional value like rent reporting and optional AI disputes.
Partner spots are reviewed to prevent territory overlap.
You already did the hard part — getting the client. This turns every client into monthly revenue.
You Already Have The Clients — Now Add Monthly Revenue
Turn signed clients into predictable recurring income with a SmartCredit®-powered offer built for credit professionals.
No setup fee. No long-term contract. Approval required to protect territory overlap.
Recurring revenue starts one active client at a time.