Mortgage Savings Check-Up

Once-a-year mortgage payment check

See if refinancing could lower your payment or help you pay off your home faster.

Upload your latest statement or enter a few details. We'll estimate your refi options based on current rates and your credit profile.

Step 1: Upload Mortgage Statement

Optional

We'll extract your balance, rate, and payment automatically. You can edit anything before we run the check-up.

Click to upload mortgage statement

PDF works best, but a clear screenshot is fine.

PDF, JPG, PNG (up to 10MB)

Don't have your statement handy? You can skip this step and enter your info manually below.

Step 2: Confirm Your Loan Details

Enter your loan details manually, or let us pre-fill from your uploaded statement.

Credit Score

Leave blank to use your current report score, or enter a different score to see updated rates.

Current Interest Rate (%) *

Use the rate from your most recent mortgage statement.

Current Loan Balance *

Original Term (years) *

Years Remaining *

Total Monthly Payment (optional)

Include taxes and insurance if they're escrowed with your lender.

Estimated Home Value (optional)

A rough estimate is fine—online home value tools are okay.

Occupancy Type *

Property Type *

* Required fields to estimate your refinance options.

We don't run a hard credit check or start a loan application—this is just an estimate to show potential savings.

Credit2Credit may receive compensation from some partners when you click links or get approved. Offers are not financial advice. Always review terms before applying. Rates and terms subject to change. Not all applicants will qualify.