What Is Credit2Credit?
Credit2Credit is a consumer credit platform that gives everyday Americans the tools to monitor, protect, and improve their credit score — including three-bureau monitoring, automated dispute tools, and rent reporting.
Try Credit2Credit FreeA Credit Platform Built for Real People
Most Americans do not have an easy, affordable way to see what is on all three of their credit reports, dispute errors that are suppressing their score, or get credit for the rent payments they make every month. Credit2Credit was built to fix that.
Three-Bureau Credit Monitoring
Track your credit scores and reports from Equifax, Experian, and TransUnion in real time. Receive instant alerts when anything changes on any of your three reports.
Dispute Tools
Found an error on your credit report? Use Credit2Credit's built-in dispute tools to challenge inaccurate items directly without hiring an attorney or credit repair company.
Rent Reporting
Report your monthly rent payments to all three credit bureaus and build credit history. For renters with thin credit files, this is one of the most impactful steps available.
AI Credit Advisor
Get personalized recommendations based on your actual credit report — what to pay down, what to dispute, and which credit products you are most likely to qualify for.
Bill Calendar
See all your upcoming bills in one place so you never miss a payment. Payment history is 35% of your credit score — the bill calendar keeps you on track.
Financial Marketplace
Browse credit cards, loans, and financial products matched to your actual credit score — so you apply only where you have a real chance of approval.
How Credit2Credit Works
Create your account
Sign up at app.credit2credit.com. The process takes a few minutes and includes identity verification so your credit data is kept secure.
View your three-bureau report
Your Equifax, Experian, and TransUnion data is pulled and displayed in a clear, organized dashboard. You can see all three scores, all your accounts, and any negative items.
Dispute errors and negative items
If you find inaccurate, outdated, or unverifiable information, file a dispute directly from the dashboard. The bureau must investigate within 30 days.
Add rent reporting
Connect your bank account, confirm your lease, and Credit2Credit begins reporting your rent payments as a positive tradeline to all three bureaus.
Track your progress
Monitor your score trends over time and receive alerts whenever anything changes on your report. Set goals and watch your credit improve month over month.
Start Building Better Credit Today
Credit2Credit gives you everything you need to understand, protect, and improve your credit in one platform.
Get Started at app.credit2credit.com →