Protect The Credit You Worked For
One missed bill, one high reported balance, one hidden credit bureau error, or one identity alert can quietly damage your score and cost you money.
Through your Piñata membership, you now have access to a special Credit2Credit Protection Bundle built to help you monitor, protect, and improve your full credit picture.
Hidden errors
25+ point opportunities
Wrong, outdated, duplicate, or incomplete items can quietly affect approvals and rates.
Reported utilization
30+ point opportunities
A high balance reported on the wrong day can hurt even when you pay on time.
Rent reporting support
around 40 points
Rent reporting may create positive history when it fits the customer profile and reports successfully.
Get your custom 7-point credit plan
Think of it like TurboTax for your credit: Credit2Credit shows what is helping, what is hurting, and what to fix first.
$1 trial · no hard inquiry · cancel anytime · 90-day guarantee
Watch first
Watch how Credit2Credit protects your full credit picture
This is not basic monitoring. See what is helping, what is hurting, and what to fix first across your full profile.
Protect what you built
Start Your $1 Protection Bundle
Create your secure SmartCredit-powered account so Credit2Credit can build your custom protection and improvement plan.
Piñata member guarantee
$1 today · custom plan · 90-day money-back guarantee
Then $29.95/month after trial. No hard inquiry. Cancel anytime during your trial.
What you get for $1
For $1: Monitoring, Alerts + Your Custom Protection Plan
Your banking app shows account history. Credit2Credit shows what is helping, what is hurting, and what to fix first across your full credit profile.
Backed by our 90-day money-back guarantee
Start your Credit2Credit trial for $1. No hard inquiry. Cancel anytime. If you follow your Credit2Credit 7-point plan and do not see improvement, you are protected by our 90-day guarantee.
Built to turn insight into action
One system. Multiple ways to improve.
Credit2Credit helps renters stop guessing by combining SmartCredit data, dispute tools, rent reporting, alerts, utilization timing, and a custom action plan.
Full 3-bureau SmartCredit data
See the full credit picture Credit2Credit uses to build your plan.
AI-powered dispute review
Find report errors and create dispute letters for inaccurate items.
Rent reporting support
Use rent reporting and back reporting when available as part of the larger plan.
Payment timing guidance
Know when balances may report so you can attack utilization smarter.
Utilization and payoff math
Prioritize balances based on score impact, interest, and next-best action.
Credit alerts and protection
Watch important report changes and protect the progress you make.
Piñata member offer
Protect good credit before it gets expensive.
Start for $1, get the full protection bundle, and follow your 7-point Credit2Credit plan backed by our 90-day guarantee.