

Your rent may be your biggest monthly payment — but if it is not being reported, lenders may not see it.
Think of it like TurboTax for your credit. Credit2Credit shows what is helping, what is hurting, and what to fix first.
Follow your custom 7-point plan for 90 days.
If your credit does not improve, you are protected by our 90-day money-back guarantee.
$1 trial · no hard inquiry · cancel anytime · 90-day guarantee
Watch first
See how Credit2Credit turns rent reporting, credit errors, utilization, and payment timing into a step-by-step plan.
Unlock your custom plan
Create your secure SmartCredit-powered account so Credit2Credit can build your custom 7-point plan.
Rent reporting
Average 40-point lift
when reported successfully.
Negative item review
25+ point opportunities
from inaccurate or incomplete items that may be corrected or removed.
Utilization timing
30+ point opportunities
from lowering reported balances before they hit the bureaus.
What you get for $1
Rent reporting is only step one. Credit2Credit shows the full picture — rent reporting, credit report errors, utilization, payment timing, and the next actions that can move your score.
Backed by our 90-day money-back guarantee
Start your Credit2Credit trial for $1. No hard inquiry. Cancel anytime. If you follow your Credit2Credit 7-point plan and do not see improvement, you are protected by our 90-day guarantee.
Built to turn insight into action
Credit2Credit helps renters stop guessing by combining SmartCredit data, dispute tools, rent reporting, alerts, utilization timing, and a custom action plan.
See the full credit picture Credit2Credit uses to build your plan.
Find report errors and create dispute letters for inaccurate items.
Use rent reporting and back reporting when available as part of the larger plan.
Know when balances may report so you can attack utilization smarter.
Prioritize balances based on score impact, interest, and next-best action.
Watch important report changes and protect the progress you make.
Piñata member offer
Start for $1, get your custom Credit2Credit plan, and follow the steps backed by our 90-day money-back guarantee.