

Rent reporting can help — but one hidden credit factor can still keep your score stuck.
Think of it like TurboTax for your credit. Credit2Credit shows what is helping, what is hurting, and what to fix first.
Follow your custom 7-point plan for 90 days.
If your credit does not improve, you are protected by our 90-day money-back guarantee.
$1 trial · no hard inquiry · cancel anytime · 90-day guarantee
Watch first
Rent reporting is powerful, but Credit2Credit shows the entire picture and what to fix first.
Unlock your next move
Create your secure SmartCredit-powered account so Credit2Credit can find what may still be stalling your score.
Rent reporting
powerful first step
But rent alone may not overcome balances, negative items, errors, or timing issues.
Negative item review
25+ point opportunities
Old, inaccurate, incomplete, or duplicated items may be limiting progress.
Utilization timing
30+ point opportunities
The balance lenders see can matter as much as whether you paid on time.
What you get for $1
Credit2Credit shows the entire picture — what is helping, what is holding you back, and what to fix first.
Backed by our 90-day money-back guarantee
Start your Credit2Credit trial for $1. No hard inquiry. Cancel anytime. If you follow your Credit2Credit 7-point plan and do not see improvement, you are protected by our 90-day guarantee.
Built to turn insight into action
Credit2Credit helps renters stop guessing by combining SmartCredit data, dispute tools, rent reporting, alerts, utilization timing, and a custom action plan.
See the full credit picture Credit2Credit uses to build your plan.
Find report errors and create dispute letters for inaccurate items.
Use rent reporting and back reporting when available as part of the larger plan.
Know when balances may report so you can attack utilization smarter.
Prioritize balances based on score impact, interest, and next-best action.
Watch important report changes and protect the progress you make.
Piñata member offer
Start for $1, see what is still holding your score back, and follow your 7-point Credit2Credit plan backed by our 90-day guarantee.